Did you know that the total cost of insurance fraud equates to almost $40 billion a year? These crimes cause insurance rates to increase each year, affecting thousands of policyholders.
If you or someone you love is being accused of insurance fraud, and you don’t know what to do, continue reading below. This article will go over what insurance fraud is and which criminal defense attorney you will need to contact to get representation today.
Insurance Fraud
There are several different types of insurance fraud, such as auto insurance, life insurance, and false claims fraud. Insurance fraud is considered an illegal act that can result in expensive fines or jail time.
Examples of insurance fraud are:
- Exaggerated claims
- Post-dated policies
- Falsified medical history
- Faked death
- Faked kidnapping
Those listed examples are considered buyer fraud. If you are an insurance agent who sells insurance, you could be found guilty of insurance fraud as well.
Examples of seller fraud are:
- Selling from non-existent companies
- Churning policies for more commissions
- Failing to submit customer premium payments
Insurance fraud is typically an attempt from either the seller or buyer to exploit insurance contracts for monetary gain. A high amount of insurance fraud cases included exaggerated or false claims.
Do I Need a Lawyer?
If you are facing insurance fraud, you are not going to want to go at it alone. Lawyers have a wide range of resources they can offer you to make sure that you get the results you want.
When you go against the court alone, you can miss out on getting specific plea deals or reduced sentencing. Even if you have a court-appointed lawyer, you can still reach out to have your own personal attorney.
Why Hire a Personal Attorney?
By law, you have the right to have a court-appointed attorney, but that may not work out for your case.
Court-appointed lawyers are great criminal defense attorneys; they won’t be able to dedicate the time you need to sort out your case. They are familiar with the local courts, judges, and other lawyers, but it would be best to hire a personal attorney if your case requires more time and attention.
Experience With Criminal Charges
When considering hiring an attorney, make sure they have experience in the crime for which you are being charged. Some criminal defense lawyers are great for criminal cases involving drunk driving, drug offenses, and more.
Among all those other criminal lawyers is an experienced insurance fraud lawyer. Once you find the best defense lawyer for your case, make sure to ask them questions about their expertise to make sure they are a good fit for you.
Criminal Defense Attorney
Being accused of insurance fraud can be a scary situation, especially if you go at it alone.
When you hire a knowledgeable criminal defense attorney specializing in insurance fraud, you can rest assured that you are receiving the representation you need.
If you found this article helpful and are looking for the “best attorney near me” or more information on criminal cases, check out our Education tab today!
