Car accidents pose a risk to the health and overall lives of those involved. The most crucial thing to do if you ever find yourself in one is to assess the situation and ensure that everyone is okay. Once that’s taken care of, you can begin to move on from the incident. A crucial part of doing so is submitting your Arizona automobile accident claim.
Accident claims are key as they compensate the victims depending on the losses suffered. Car accident claims can pay for medical expenses and property damage that victims might have to contend with. But, how exactly do you file a car accident claim?
To answer this question, we’ve prepared a tell-all guide featuring key procedures listed to help victims navigate the process and ensure they receive the compensation they are entitled to.
Continue reading as we review every step you must follow to submit Arizona car accident claims.
Get the Contact and Insurance Information from the Other Driver
After a car accident, getting the contact and insurance information from the other driver involved is essential. You must exchange full names, addresses, contact information, driver’s license numbers, and license plate numbers. You should also collect the other driver’s insurance information, including the provider and policy number.
Call the Police
Document the incident and give the responding officer an accurate account of what happened. The officer will assess the damage and create an official report that will be used by both insurance companies and, if necessary, by a court of law.
Make sure to obtain a copy of the police report for your records. If anyone is injured, call an ambulance as soon as possible. Remember, filing a car accident claim in Arizona requires that you have an official police report.
Take Pictures of the Accident Scene
This will help to document the events of the accident and can be used as evidence if there is a dispute over who was at fault. Take clear pictures of the scene and any damage that may have occurred to your vehicle or the other driver’s vehicle. It will help you later when filing an insurance claim or taking legal action against the other driver.
Get a Medical Exam
Getting a medical exam after an accident is important, regardless of whether or not you are experiencing any symptoms. It is possible to experience delayed onset of symptoms, and getting a diagnosis as soon as possible is important. You should keep detailed records of your visit and all associated costs, as these can be used for filing a claim.
Notify Your Insurance Company
When speaking with the insurance company, please provide them with as many details about the accident as possible. It includes where and when the incident occurred, who was involved, and what damages were incurred.
Provide them copies of any records about medical care, police reports, and repair invoices. These records can be needed when you submit your claim. Communicate with them honestly and transparently. Avoid making inflated or inaccurate claims because doing so could undermine your credibility.
Your insurance provider may choose a claims adjuster to manage the settlement discussions in your case. You should consult a car accident lawyer before signing a settlement agreement. The settlement you receive from your insurer may not be enough to cover all your damages and losses, so it’s important to have an experienced attorney to help protect your legal rights.
Hire a Car Accident Lawyer
A competent attorney can guide you through the claims procedure and secure the best result for your case.
Look for a lawyer with experience managing auto accident claims in Arizona. Be sure the attorney is admitted to practice law in Arizona and request references from previous clients. To make an informed choice, you should also search for a lawyer prepared to review your rights and the claims process with you.
The Bottom Line
Submitting Arizona car accident claims might take a lot of time and effort. However, following the above mentioned processes, you should correctly file your claim and obtain the settlement you are due for your losses and damages. Being the cornerstone of your argument, you must take these actions seriously.
If you require any assistance along the route, make sure to get in touch with a qualified auto accident attorney. They’ll be able to help you navigate the procedure and guarantee that your rights are upheld. You should be able to get the restitution you are due for your accident with the correct legal counsel and support.