Many modern roofing systems come with a hail resistance rating. The scale is usually 1 to 4, and it indicates the size of hail that has been tested on a sample of roofing material to inform you, the consumer, about the material’s ability to withstand it. In terms of ratings, if you live in a hail-prone area, seek for class hail impact resistant roofing solutions and public adjuster Las Vegas to resolve matters.
Your home’s roof and siding are always at risk of hail damage, especially in hail-prone regions like Texas, Oklahoma, Colorado, Kansas, Wyoming, and others. Fortunately, a hail-damaged roof can be restored in a timely and cost-effective manner.
While several asphalt shingle roofing systems have a Class for hail impact resistance rating, no asphalt shingle manufacturer offers a warranty on their products (impact resistant shingles). To put it another way, while asphalt shingle products will give some additional protection against hail damage, no asphalt shingle manufacturer will provide warranty coverage in the event of hail damage.
However, if you can get a discount for hail-rated roof shingles from your homeowner’s insurance carrier, the extra cost will certainly be well worth it. Consider a hail-damage warrantied roofing product such as metal and stone coated steel tiles if the actual warranty coverage (not just the rating) on a class 4 rated, impact resistant roofing product is a must-have.
Diagnosing the Issue and Checking for Hail Damage on the Roof
The amount of the roof damage must be established before any restoration work can be considered. Hail damage to a roof might be subtle and undetectable from the ground. You’ll notice damage to siding, gutters, and windows if the hail is the size of a golf ball or larger. In that case, it’s almost certain that the roof has suffered some damage as well.
What if I told you that When hail is smaller than a quarter and up to the size of a golf ball, assessing damage from the ground level is difficult.
Anatomy Of Shingle Hail Damage
While it is evident that going onto the roof is the best way to examine the damage, it is not recommended, especially if the roof is tiled or shingled. Loosened tiles can be unsafe to walk on, especially if the roof deck has been damaged but is hidden by the damaged tiles.
If you feel that your roof has been damaged, the first thing you should do is contact your homeowner’s insurance carrier.
Hail damage to roofs is usually covered by most homeowner’s insurance policies. They’ll almost certainly send an inspector up to your roof to check the situation. In any case, you should hire a roofing professional to determine the degree of the damage. They’ll know what to look for, what can be salvaged, what needs to be restored, and how much it will cost.
Keep in mind that any vents or other fittings on your roof will almost certainly need to be repaired or replaced as well. What may not appear to be substantial roof damage (or may not be visible to you) may actually be significant, which is why a skilled specialist is required for proper assessment. Any roof will eventually need to be replaced due to wear and tear, and hail damage is a well-known way to hasten that process.
It’s vital not to wait too long because insurance companies normally have a time restriction for coverage, which is usually up to a year but usually no less than six months.
The Problem’s Resolution
What if I told you that Damage from Hail Whether it’s for roofing or siding, restoration almost generally entails replacing damaged shingles or panels rather than patching them up. Vinyl and metal are both likely to be dented by hail. It will leave obvious nicks or even cracks on stone, clay, and fiberglass asphalt shingles.
Panels that have noticeable damage, such as those on standing seam roofs or corrugated/ribbed metal, will need to be replaced. This is a pretty simple task when working with vinyl siding. Standing seam can be a lot of work, but it’s doable for an experienced contractor.
Because of their excellent resistance to hail and impact, standing seam and stone coated steel tiles are extremely difficult to destroy. It has, however, been known to happen.
The surrounding tiles on tiled roofs, such as 3-tab and architectural asphalt shingles, concrete or clay tiles, slate, and metal tiles, must be removed in order to thoroughly evaluate and repair the regions of significant impact.
Tiles, in particular, must be checked for potential leaks because hail frequently occurs with strong winds and rain. Wear and tear on the surface is visible, but leaks in your roof are the most important thing to avoid.
How Much Will It Set You Back?
It’s a big relief to know that your insurance will pay restoration costs. Insurance coverage for hail damage is required in some areas, but it is optional in others due to its rarity.
In either case, knowing the amount of the damage with the help of public claims adjuster is beneficial, because once a partial restoration is completed, the entire worth of the roof will degrade. Also, keep in mind that the deductible is an expense that you will almost certainly be accountable for.
Spot replacements of impacted parts of your roof or siding will be required for mild to serious damage. Let’s keep to the costs of asphalt shingles, which are the most popular roofing material.
You should expect to pay $550 to $1,500 for each square (100 sq. ft.) of restoration or repair. The range is determined by national averages, contractor quality, materials utilized, roof difficulties and accessibility, and the extent of the damage.
A complete roof replacement may be required if the damage is severe. This is obviously the worst-case situation. The cost of a new asphalt roof on a normal home ranges from $9,500 to $25,000, depending on the size of the roof, your location, and other factors. Of course, now is a fantastic opportunity to update to a class 4 hail impact resistant roofing material.
Given the rarity of severe damage, a moderately damaged roof that was touched by quarter-sized hail or greater should cost between $4,000 and $6,500.